Mainely Mom

...a frugal Maine Mom’s blog.

Coupon Basics

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The Couponizer- A Great way to organize your coupons

Thursday, May 6th, 2010

When I was first beginning my couponing journey, I found this wonderful product called The Couponizer.  It is a sturdy, spiral bound book with a generous pocket on each page to store your coupons.  Oh, and did I mention that the book is sorted by categories?!

From their website:

The entire 6 piece system includes:

  • The Couponizer® – 8″ x 5¼” booklet with 18 grocery coupon pockets, 4 generic
    coupon pockets, 3 gift card/shopper loyalty sleeves, shopping pockets
  • Shopping List – 20 page tear off list pad with cardboard backing
  • CoupStacker – Pre-sorting mat color coded to match the system pockets
  • CoupTracker – 15 page spiral bound list pad with cardboard backing
  • Scissors – blunt tip
  • Carrying Bag – clear vinyl zippered bag

I loved this product so much that I bought one for my sister in law, who also coupons.  Both she and I have noticed an increase in our savings from using The Couponizer! And at $10.00, it won’t take long for your savings to totally pay for this amazing organizing tool!

spring2010

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FREE box of Lipton Tea

Wednesday, July 8th, 2009

lipton-teaCall 1-888-435-3639 to request a coupon for a FREE box of Liptop tea!

You will need to give them your name, address, phone number and birthdate.

Please allow 6-8 weeks for coupon to arrive.

Thanks Mindi!

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Free Couponing ecourse

Saturday, June 13th, 2009

Sign up here for a free series of eclasses on using coupons.  I am excited to see what ChoysterCash has to say!  I consider myself pretty good at using coupons and maximizing my deals, but I know that there are others out there who have lots to teach me!

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Is my coupon valid? A discussion of coupon ethics

Thursday, June 11th, 2009

I just finished preparing a post for a free tube of flea and tick control for pets.  When linking to online coupons, I always check to make sure they are from a valid source.  This one for free flea and tick control appeared to be a scan of a legitimate coupon.

  • Scanning and photocopying coupons is fraud.
  • It is illegal.
  • It is immoral.
  • It gives couponers a bad reputation and makes using legitimate coupons harder for those of us who do use them correctly.
  • I will never knowingly pass these along to you.  So my post was deleted and I decided to discuss couponing ethics instead.

How to spot a fraudulent coupon:

  • Scanning and photocopying coupons is not legal.  You must use the original.
  • There is no expiration date.  Legitimate coupons have expiration dates.
  • The coupon directs you to look at text on the back of the coupon and it is either blank (indicating a copied coupon), or a downloaded coupon from the internet (indicating a scanned coupon).
  • Online coupons in pdf format are suspect.  Legitimate coupons are usually not distributed in this format.  Investigate its source.  Who sent it to you?  Are they trustworthy?

How to spot a legitimate coupon:

  • Coupons from the internet most often come from respected sources:  redplum.com, coupons.com, smartsource.com, your store’s web site:  Target, Walgreens.
  • Internet coupons usually have a security code on them.  You are usually required to download coupon printing software so the company can verify you are legitimate.
  • Expiration dates are on all legitimate coupons.
  • Your coupon came from the weekend paper, or magazine, mailed to you by the manufacturer, or found on a tearpad at the store.  It is the original coupon, not a copy.

If your store refuses to accept what you think is a legitimate coupon, go to the service desk.   If that doesn’t work, ask to speak directly to the store manager. Tell them you may take your business elsewhere.   Many couponers print off the coupon policy for each store where they plan to shop.  Often, store clerks are not always up on the recent coupon policies and this could help you get the proper credit if denied using a legitimate discount.

I hope this overview has been helpful.  As always, I welcome your comments.  Please share with my any information I may have missed.

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Maximize your savings at Target!

Thursday, May 28th, 2009

Target is another great store to buy items for extremely low cost or even free.   New to couponing?  Go here for an explanation of terms below.

Internet Printables:

  • Target accepts both manufacturer’s internet printables, and Target-specific IPs found online.
  • Stack the Target IPs with mfcs to save big!

Stacking:

  • Target allows stacking of Target coupons and mfcs.

Manufacturer’s Coupons:

  • Are accepted at face value.
  • Do not double at Target.

Come back and visit MainelyMom.com often and I will tell you how to maximize your savings at Target!

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Maximize Your Savings at Walgreens!

Wednesday, May 27th, 2009

Walgreens (Wags) is one of my favorite stores! Walgreens offers you many ways to save large amounts of money, and often get items for free! This works really well when you have multiple coupons for an item and can use the sale to stock up.  Stick with MainelyMom.Com and I will show you how I shop Walgreens and save!

Manufacturer’s Coupons:

  • Are accepted at face value.  Walgreens does not double.

Walgreens 7 Day Coupon:

  • Found either online, or in the sales flyer. At my Walgreens stores, I don’t cut out the coupons. I simply have the cashier scan the flyer. If in doubt about your Wags, ask.
  • Walgreens is special, because they allow you to  “stack” these 7 day coupons with a manufacturer’s coupon (mfc) for even greater savings!
  • Occasionally, there will be times when the combination of mfc and 7 day coupons results in an overage.   As long as I have other items (fillers) in my order, my Walgreens stores allow this overage.  But to be on the safe side, always offer the mfc before the Wags 7 day coupon.

Register Rewards:

  • Register Rewards (RR) are essentially instant store rebates.  They are advertised in the flyer and online.
  • If an advertised item prints a RR, it will only print ONE RR for that item purchased in a single transaction even if you buy multiple items in the same transaction.  For example, if Colgate toothpaste is generating a RR, I can only buy one Colgate toothpaste at a time to get the RRs.  If I buy 2 Colgate toothpastes in the same transaction, it will only print out one RR.   The cashiers at my Walgreens are very good about letting me do multiple transactions to take advantage of the RR deals.
  • You can purchase different items each producing RRs in the same transaction - as long as the items are not from the same manufacturer.  I could not purchase a Colgate toothbrush and Colgate toothpaste in the same transaction and have both RRs print out, because each item is from the same manufacturer.  If in doubt, do separate transactions.
  • RRs are valid for 2 weeks after they print.
  • When redeeming a RR, keep in mind that they are mfcs.  The number of items you are purchasing must be equal to or greater than the number of mfcs you are redeeming. Wags 7 day store coupons do NOT count toward this coupon total!
  • RRs do not “roll.”  This means that if you buy toothpaste (for example) for $2.49 and receive a RR for $2.49 (making the toothpaste free), you CANNOT use this RR to purchase more toothpaste  of the same brand and receive another RR for it.  RRs MUST be redeemed on products from a different manufacturer - in the example above, if you bought Colgate toothpaste, you cannot use the Colgate RR to purchase a Colgate toothbrush.

Interent Printables (IP):

  • Walgreens will accept IPs.  They cannot be combined with mfc, as they ARE mfc.

Buy One Get One Free sales  (Bogo):

  • At my Wags, if an item is on sale BOGO, you can use 2 mfcs for additional savings.  This may vary depending on individual stores, and even individual cashiers in each store.  I have built relationships with my Wags employees, and these transactions always go through without a hitch for me.
  • If the item is BOGO and there is a 7 day coupon available, the 7 day coupon will work for both items.  Again, ymmv (your mileage may vary) depending on your store/ employee.
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Couponing - The Basics

Tuesday, May 26th, 2009

When starting to use coupons, it can be very overwhelming.  Start by getting an organized collection of coupons.

Where can I find coupons?

  • Coupons can be found in the weekend paper
  • From friends’ and family’s weekend papers
  • Online
  • On the sidebar of this blog
  • In various magazines (All You is a great coupon Magazine available in the check out aisles at Wal-Mart)
  • From product packaging
  • On hang tags at stores
  • Once you begin, you will see them everywhere!

How should I organize my coupons?

  • There are many different ways to organize your coupons.   See this blog for some great ideas!
  • I started out using a recipe box with index cards for basic categories.  My coupons went behind the corresponding index card.
  • I soon outgrew this method and went onto a great product called the Couponizer.
  • Invent your own system that makes sense and works for you!
  • Whatever method you use, be sure to periodically cull out the expired ones.  I do this at the end of each month.
  • Please feel free to leave me a comment telling me your method for organizing coupons!

What coupons should I collect?

  • When I first started out, I only clipped coupons for items I was sure I would use.
  • Now, I clip almost all the coupons in the weekend paper, even if I am not sure if I will use them or not.  Why?
  • When combined with store sales, rewards programs, and other promotions, many items that I wouldn’t normally buy end up being significantly cheaper than my “usual” brand (or even free)!   I have learned not to be brand loyal.  In other words, if I can obtain toothpaste, shampoo, soap, BBQ sauce, ketchup, or other household necessity for free or very cheap, it makes sense to buy the brand on sale rather than my “usual” brand.  It makes even more financial sense to buy many of these items and store them for use later.  This is called Stockpiling.  And this is where your savings will really add up!
  • Once you begin using coupons aggressively, you will notice trends in store sales and coupon offers.  Follow MainelyMom.com and I will guide you through this fun, money-saving process!

Common Coupon Lingo:

  • Overage: Encountered at most often at Walgreens, but can happen anywhere.   When the value of the coupon(s) exceed the value of the item you are purchasing.  This is fun!  Sometimes it is allowed, and sometimes the coupon is adjusted down so there is no overage.  YMMV (your mileage may vary) depending on the store, and even the particular cashier at the store.  If I have overage, I try to purchase another item to absorb it.  This is called a filler.
  • Fillers: Small purchases that you add on to your order to absorb any coupon overage.  At Walgreens, fillers also ensure that you have at least one item in your order for each manufacturer’s coupon you are using.  Register Rewards count as a mfc.  If you are buying a product and have one mfc for it, and one RR you wish to use, you will need a filler for the RR.  At Walgreens, I can almost always find individual holiday pencils on clearance for $.09, maximizing the value of my RR.  See my information below on Walgreens.
  • MFC: Manufacturer’s Coupon.  These can be found online, in the newspaper, in stores, on product packaging, in magazines, in mail offers.  Only one mfc can be used per item purchased.
  • Stacking: When you can combine a store coupon with a mfc.  Different stores have different policies on this.  In my area (central Maine), Walgreens and Target allow stacking.
  • BOGO: Buy One Get One Free.
  • Transaction: A transaction is when the cashier rings up your items, coupons are handed over, and you pay.  Multiple transactions are when you ring up your items and pay for them multiple times.  Be kind:  if you want to do multiple transactions, make sure there is no line behind you.  Other customers appreciate this, as do the cashiers.
  • Out of Pocket: This is what you pay after all coupons.  The goal is to get this as low as possible!

Have I left anything out?  Please leave me a comment and I’ll add it to the list!

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